Personal Banking - Checking
The Right Checking Account for Every Need

Whether you are a student opening up an account for the first time or are ready to enjoy retirement, or anything in between, we have an account for you.

For a complete picture of your personal banking options, be sure to check out all the savings options, personal loans and other services that we offer or find a banking office near you to discuss your needs.

Free Checking
Choose from two options that all offer:

No monthly service charge
No minimum daily balance
Unlimited check writing
FREE ATM access at any ATM owned by Franklin Bank*
FREE online banking
FREE online bill pay

Free Checking
Ideal for those who want a checking account that lets you choose how and when to bank.

Low minimum opening balance

Senior Gold Checking (55+)
Ideal for people 55 or older who want free checks and more.

Low minimum opening balance
Free wallet checks (2 boxes per year)
Free travelers' checks, teller checks, cashier checks

Interest Checking
Ideal for people who maintain higher balances and want to earn interest on their checking account balances.

Low minimum daily balance
Low minimum opening balance
Interest bearing on low minimum balance

Platinum Checking
Ideal for people who maintain moderate balances and want to earn interest on their checking account balances.

FREE for the first year regardless of balance
Small minimum daily balance required
Competitive, tiered interest rate
One FREE order of personalized checks at opening of account

Super Checking
Ideal for people who maintain higher balances and want to earn interest on their checking account balances.

Minimum balanced required
Highly competitive, tiered interest rate
One FREE order of personalized checks at opening of account

Programs subject to change without notice.